“Instant Personal Loans Tailored for You”
“Up to ₹75 Lakhs | Quick Approval | No Hidden Charges”

Personal Loan Features

Offers for New Customers
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Loan up to Rs. 75 Lakh

Tenure up to 84 Months

No Guarantor / Collateral

No Hidden Charges
- Quick Disbursal: Funds transferred within 48 hours.
- Flexible Tenure: Repayment options ranging from 12 to 60 months.
- Minimal Documentation: Simplified paperwork process.
- Competitive Interest Rates: Starting from 10.50% per annum.
- No Collateral Required: Unsecured loan offerings.
To qualify for a personal loan, you must meet the following requirements:
Age: 21 to 60 years.
Income: Minimum monthly income of ₹20,000 (varies by location and employer).
Employment: Must be a salaried individual with a stable job or a self-employed professional.
Credit Score: A good credit score (700 or above) is preferred.
Ensure a smooth application process by keeping the following documents ready:
Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
Address Proof: Utility bills, Passport, Aadhaar Card, or Ration Card.
Income Proof: Latest salary slips (for salaried individuals) or ITR/financial statements (for self-employed individuals).
Bank Statements: Last 6 months’ bank statements.
Photographs: Recent passport-sized photographs.
- Fill Out the Online Form: Provide basic personal and financial details.
- Document Verification: Upload necessary documents for verification.
- Loan Approval & Disbursal: Receive funds directly into your bank account.

Medical Emergency Loan
Get instant financial support during unexpected health crises with zero collateral and quick approvals.

Wedding Loan
Make your big day truly memorable without financial stress. Flexible repayment options for all wedding-related expenses.

Debt Consolidation Loan
Combine multiple debts into one manageable EMI and lower your interest burden.

Home Renovation Loan
Give your home a fresh new look with funds for repairs, remodeling, or upgrades.

Travel Loan
Explore your dream destinations without worrying about finances. Cover flight tickets, hotels, and other expenses easily.

Lifestyle Loan
Upgrade your lifestyle by financing electronics, furniture, and more through affordable EMIs.
Apply Now

Don’t let paperwork or delays hold you back. Apply for a personal loan with CapiFy India in just a few clicks. Whether it’s for medical needs, education, home improvement, or a dream vacation – we’ve got you covered with quick approvals, flexible terms, and zero hidden charges.
Fast. Simple. Secure. Your journey to hassle-free financing starts here!
💬 What Our Customers Say?
At CapiFy India, our success is measured by the trust and satisfaction of our clients. We’re proud to have helped thousands of individuals and businesses achieve their financial goals with transparent, hassle-free loan solutions.
Here’s what some of our happy customers have to say about their experience with us:



"Building Bridges to Business Success with CapiFy"


















“At CapiFy, we proudly collaborate with the above-mentioned partners and numerous other esteemed institutions in the market, building trusted alliances to deliver innovative and reliable financial Directly & Indirectly”
Common Questions
Your most pressing inquiries answered.
You can apply for up to ₹20,00,000 based on your eligibility.
Yes, but the loan approval and interest rate may vary depending on your credit profile.
You can track your application status through our online portal or customer service.
Yes, you can earn rewards by referring others to avail of our financial services.
Need assistance with other queries?
If you have more questions or need further information, feel free to reach out to our customer service team. We’re here to help you with everything you need for a seamless experience.