Accelerate Your Business Success with a Quick Business Loan!

Secure a Hassle-Free Business Loan to Enhance Assets and Drive Seamless Growth!

Business Loan Features

✅ Quick disbursal within 72 hours
✅ Loan up to ₹5 Crore with flexible repayment
✅ Low interest rates (starting at 9.5% p.a.)
✅ No hidden charges, 100% transparent process
✅ Collateral-free options available
✅ Dedicated Relationship Manager

Feature	Details
Amount	₹50,000 to ₹5 Crore
Tenure	12 – 84 months
Interest Rate	Starting 9.5% p.a.
Processing Time	Within 3 days
Collateral	Optional
Eligibility	Business vintage ≥ 2 years, Turnover ≥ ₹10L/year, Credit score ≥ 700

PAN Card & Aadhaar
Business Registration Proof
Last 12 Months Bank Statement
GST & ITR (past 2 years)
Office Address Proof

1. Fill out the form
2. Submit basic documents
3. Get verified
4. Receive disbursal in your bank
✅ Completely digital process with minimal human effort

Business Loan

A business loan is a tailored financial product designed to support the growth and operational needs of your business. Whether you’re looking to expand, purchase equipment, manage working capital, or start a new venture, our business loans provide the financial backing you need to achieve your goals.

Term Loans

Ideal for long-term capital requirements such as machinery, infrastructure, or expansion plans.

Loan Tenure: Up to 5 years
Fixed or Floating Interest Rates
Secured or Unsecured options

Working Capital Loans

To manage day-to-day business operations such as salaries, rent, and inventory.

Short-term loans
Revolving credit option available

Loan Against Property for Business

Leverage your residential or commercial property to secure a large loan for business growth.

Higher loan amounts
Lower interest rates due to secured nature

Machinery Loan / Equipment Financing

Specialized funding to purchase or upgrade business machinery and technology.

Fast approval with machinery invoice
Tax benefits on interest and depreciation

MSME Loans

Tailored for small and medium businesses registered under the MSME category.

Government-backed options available
Easy documentation and low processing fees

Overdraft Facility

Flexible credit limit against your business’s current account or collateral.

Interest charged only on the used amount
Ideal for managing cash flow

Invoice Financing / Bill Discounting

Get quick funds by pledging your unpaid invoices.

Boost liquidity without waiting for payments
Short-term working capital support

Business Line of Credit

A reusable credit limit for multiple business needs.

Withdraw as needed, repay, and reuse
Great for seasonal businesses

Startup Loans

For entrepreneurs with new business ideas or early-stage startups.

Requires strong business plan and projections
Minimal operational history needed

💬 What Our Customers Say?

At CapiFy India, our success is measured by the trust and satisfaction of our clients. We’re proud to have helped thousands of individuals and businesses achieve their financial goals with transparent, hassle-free loan solutions.
Here’s what some of our happy customers have to say about their experience with us:

Dear CapiFy India Team, I would like to take a moment to sincerely thank you and your team for your prompt assistance and support in processing and approving my loan application. I truly appreciate the efficiency and professionalism with which you handled the entire process. Your guidance and prompt responses made the experience smooth and hassle-free. I am grateful for the trust and confidence you have placed in me, and I assure you that I will honor my commitments responsibly. Once again, thank you for your support. I look forward to a continued positive relationship with you.

Dear Team Capify India, I hope you are doing well. I am very thankful for the exceptional loan consultancy and financial guidance provided by your team. Your expertise and support have played a crucial role in helping me consolidate my loan and streamline my finances, making the entire process smooth and hassle-free. I want to extend my special appreciation to Mr. Prince Mishra, whose dedication, professionalism, and insightful advice have been invaluable. His deep understanding of financial solutions and his patient and client-centric approach made a significant difference in my loan consolidation journey. He guided me through the entire process and ensured that I made informed decisions best suited to my financial goals. Thanks to the efforts of Mr. Mishra and the entire Capify India team, I now have better financial stability and peace of mind. I truly appreciate your time, effort, and commitment to assisting clients like me. Once again, thank you for your outstanding support. I look forward to continuing this association and will recommend Capify India to anyone needing financial consultancy services.

Dear Team Capify India, Respect sir, Such a good service, I am very happy that you provide me. In future, I will tell my friends, my family take service from Capify India. Thank you & specialy thanks Mr. Prince Mishra. He is a very good person.

Dear Capify India team, I wanted to sincerely thank you for your outstanding support in successfully transferring my home loan from the NBFC to the bank. Your guidance, responsiveness, and thorough understanding of the process made a significant difference, and I truly appreciate the effort you put into making the transition smooth and hassle-free. Your professionalism, clear communication, and attention to detail were evident at every step, and it gave me great confidence throughout the process. Thanks once again for your excellent service. I would be happy to recommend your assistance to anyone considering a similar transfer.

Dear Capify Team, I am writing to express my appreciation for the excellent loan service provided by Capify Sales and Distribution Services India Pvt Ltd. I was genuinely impressed by the speed and efficiency of the process. The loan was disbursed within just 2 days with minimal documentation, which made the entire experience extremely smooth and stress-free. The team was professional, transparent, and very supportive throughout. Thank you once again for your prompt service. I truly value the support and look forward to staying connected.

Dear Team, I would like to take this opportunity to share our valuable experience and coordination with Capify India relation to personal loan services. Over the course of our engagement, we have successfully collaborated with the insurance provider to ensure a smooth and efficient process for securing insurance coverage linked to personal loans. This coordination has played a vital role in providing our clients with financial security and peace of mind. Our key services in this area included: Seamless documentation and timely submission for insurance-linked personal loans. Effective communication between the borrower, lender, and insurance provider to ensure transparent processes. Support in claim handling and resolution in case of unforeseen events affecting loan repayment. Customer assistance in understanding insurance terms and benefits related to their personal loan agreements. We appreciate the ongoing cooperation and look forward to strengthening this relationship further.

"Building Bridges to Business Success with CapiFy"

“At CapiFy, we proudly collaborate with the above-mentioned partners and numerous other esteemed institutions in the market, building trusted alliances to deliver innovative and reliable financial Directly & Indirectly”

Common Questions

Your most pressing inquiries answered.

What is the maximum amount I can borrow for a business loan?

You can borrow up to ₹5 crore, subject to eligibility and financial assessment.

Do I need collateral for a business loan?

Collateral is not mandatory for unsecured business loans, but secured loans may require assets as collateral.

Can startups apply for a business loan?

Yes, startups can apply, provided they meet the eligibility criteria and submit a solid business plan.

Does CapiFy India offer a Refer and Earn program?

Yes, you can earn rewards by referring others to avail of our financial services.

Need assistance with other queries?

If you have more questions or need further information, feel free to reach out to our customer service team. We’re here to help you with everything you need for a seamless experience.